Legal Disclaimer

This website is owned by Aspire Insurance Advisers Ltd and is operated for your personal use and information. Your use of this website is subject to the following terms and all applicable laws:

• By accessing and browsing this website, you accept, without limitation or qualification, these terms.
• If you do not agree with any of the terms, please do not use this website.
• Material on this website may not be copied, reproduced, republished, uploaded, posted, transmitted, distributed or modified in whole or in part, whether in text, graphical, audio, video or executable form, without the prior written permission of Aspire Insurance Advisers Ltd.
• You are responsible to ensure that your access to this website and material available on or through it are legal in each jurisdiction in or through which you access or view the site or such material.

Aspire Insurance Advisers does not do business in all jurisdictions.

The precise coverage afforded is subject to the terms and conditions of the policies as issued. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss and the terms and conditions of the policy as issued. Evaluations, reports and recommendations are made solely to assist Aspire Insurance Advisers Ltd in underwriting and loss control. Evaluation for any hazard or condition does not mean that it is covered under any policy. No warranties or representations of any kind are made to any party. Neither Aspire Insurance Advisers Ltd. nor its employees or agents shall be liable to any party for the use of any information or statements made or contained in any evaluation, report or recommendation.

Aspire Insurance Advisers Ltd does not endorse or promote in any way the information found or products or services sold on other websites accessible from this site. Aspire Insurance Advisers Ltd may provide links to certain websites without any warranty or representation with regard to the products or services, which may be advertised or promoted at those sites.

This website is intended for use by persons accessing it from the United Kingdom.

Aspire Insurance Advisers Ltd is authorised and regulated by the Financial Conduct Authority (FCA) FRN 312228. Details of the firm’s authorisation can be found on the Financial Services Register.

Insurance placed through the Lloyd’s market is underwritten by members of Lloyd’s. Each member is liable only for the proportion of risk that it has underwritten and is not jointly liable for the underwriting commitments of any other member.

In the event of any adverse experience with, or insolvency of, any participating service company or underwriting member, the liability of each member of Lloyd’s is limited to the share of the risk that it has subscribed. No member of Lloyd’s is responsible for the obligations or liabilities of any other member or any other participating service company.

Aspire Insurance Advisers adheres to all relevant and current applicable laws concerning the protection of personal information. By using this website, you agree to Aspire Insurance Advisers’ methods for handling and securing personal data as outlined in our Privacy Policy.

Browser Requirements

This website is designed for use with the latest versions of Microsoft Edge, Google Chrome, Mozilla Firefox or Apple Safari. If you are currently using older versions of these browsers, you may experience technical difficulties during your navigation.

Encryption

HTTPS appears in the URL of this website that validates the use of an SSL certificate. You can view the details of the certificate, including the issuing authority and the corporate name of the website owner, by clicking the lock symbol on the browser bar. This website uses Secure Sockets Layer (SSL) 256-bit that is a standard technology for securing an internet connection by encrypting data sent between our website and your browser.

Adobe Acrobat Reader

Some forms and documents that can be accessed on this website are in PDF format and are only readable if the Adobe Acrobat Reader (a registered trademark of Adobe Systems, Inc.) is used.
To get this software free of charge, please visit Download Adobe Acrobat Reader: Free PDF viewer

Aspire Insurance Advisers Ltd makes no representation or warranty that this website will be available, uninterrupted, secure, error-free or free from defects, or that any defects will be corrected. The website and the information and materials contained on it are provided for general information purposes only.

To the extent permitted by law, Aspire Insurance Advisers Ltd excludes all representations, warranties and conditions, whether express or implied, in relation to this website and the use of its contents.

The information and materials on this website do not constitute financial, insurance, legal, tax or other professional advice and should not be relied upon as such. You should obtain independent professional advice before making any decision based on information contained on this website. Where insurance advice is required, this must be obtained from an appropriately authorised insurance intermediary who will assess your individual circumstances.

Nothing in these terms excludes or limits any duty or liability that cannot be excluded or limited under applicable law.

NEITHER Aspire Insurance Advisers Ltd NOR ITS LICENSORS WILL BE LIABLE FOR ANY DAMAGES, EITHER DIRECT OR INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL, FOR USE OF OR INABILITY TO USE MATERIAL, PRODUCTS OR SERVICES OF ANY KIND, DELAY OF OR PARTIAL DELIVERY, TERMINATION OF RIGHTS OR LOSS OF PROFITS, DATA, BUSINESS OR GOODWILL, WHETHER ON A CONTRACTUAL OR EXTRACONTRACTUAL BASIS, OR TO PROVIDE INDEMNIFICATION OR ANY OTHER REMEDY TO YOU OR ANY THIRD PARTY. Your sole and exclusive remedy is to discontinue using and accessing this website. To the extent that the jurisdiction to which you are subject does not allow any part of such limitation, such part does not apply.

Material on this website, including but not limited to text, images, illustrations, software, audio clips and video is owned or otherwise provided by Aspire Insurance Advisers Ltd, and Aspire Insurance Advisers Ltd does not represent or warrant that such material does not infringe the rights of any other person or entity. You acknowledge that information or material which you provide electronically through your access to or usage of this website is not confidential or proprietary, except as may be required under applicable law, and acknowledge that unprotected e-mail communication over the Internet is subject to possible interception, alteration or loss. Trademarks, logos and service marks (collectively, "Marks") displayed on this website are registered or unregistered Marks of Aspire Insurance Advisers Ltd or others, are the property of their respective owners, and may not be used without written permission of the owner of such Marks. Any which may be reproduced pursuant to these terms must bear the proprietary rights notices which originally appear on or in conjunction with such information or material.

Aspire Insurance Advisers Ltd may update or amend the information and materials on this website from time to time. While reasonable efforts are made to ensure that information is accurate at the time of publication, no representation or warranty is given as to the accuracy, completeness or timeliness of any information or material contained on this website.

Links and references to other websites are provided to you as a convenience only. Aspire Insurance Advisers Ltd has not reviewed and does not expressly or implicitly endorse other websites or any information or material, or the accessibility thereof, via such links, and does not assume any responsibility for any such other websites, information or material posted thereon, or products or services offered thereon. You may not create links from other websites to this website, except if expressly permitted by Aspire Insurance Advisers Ltd (To obtain permission, contact us at enquiries@aspireinsuranceadvisers.com)

Aspire Insurance Advisers Ltd does not represent or warrant that the information or materials, accessed from or through this website will be uninterrupted or free of errors, defects, viruses or other harmful components, or that any such problems which are discovered will be corrected.

You agree not to introduce into or through this website any information or materials which may be harmful to others. Among other things, you agree not to include, knowingly or otherwise, any error or defect in material or information which may, among other things, be a libel, slander, defamation or obscenity, or promote hatred or otherwise give rise to a criminal offence or civil liability on the part of any person or entity.

All rights not expressly granted in these terms are reserved to Aspire Insurance Advisers Ltd Nothing contained in these terms shall be construed as conferring by implication, estoppel or otherwise any license or right under any copyright, patent, trademark or other intellectual right of Site Owner or any other person or entity.

These terms and conditions, and any dispute or claim arising out of or in connection with them or their subject matter or formation, shall be governed by and construed in accordance with the laws of England and Wales.

The courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these terms and conditions or their subject matter or formation.

Aspire Insurance Advisers Ltd makes no representation that the information or materials on this website are appropriate or available for use in jurisdictions outside the United Kingdom. Persons who choose to access this website from outside the United Kingdom do so at their own initiative and are responsible for compliance with any applicable local laws and regulations.

Aspire Insurance Advisers Ltd reserves the right, at its sole discretion and without prior notice to modify, alter or otherwise update the terms and content on this website.

You agree to be bound by such terms as are in effect at the time at which you access Aspire Insurance Advisers Ltd.’ website.

These terms and conditions apply while you are accessing the website and remain in effect thereafter, subject to section "Changes to Terms". In the event that this website is no longer accessible to you, the provisions set out in section "Exclusion of warranties", "Limitation of Liability", "Ownership and Confidentiality" and "Governing Law" of these terms and conditions shall survive thereafter.