Zoe Spicer

A finance leader with over 25 years of progressive experience in finance, management, and administration across standalone entities and group structures. Having risen through the ranks from operational finance to senior leadership, Zoe brings a comprehensive understanding of financial operations, strategic planning, regulatory compliance, and stakeholder engagement at Board and Shareholder level.

Key Responsibilities

• Lead financial planning, budgeting, and preparation of monthly management accounts with shareholder reporting
• Oversee daily finance operations including ledgers, credit control, payroll, and premium bordereau processing
• Report directly to the Board and Shareholders, ensuring transparency and strategic alignment
• Maintain compliance monitoring and risk registers in coordination with external advisers

Professional Background

With over two decades of experience in the finance and insurance sectors for Lloyds Coverholders / MGA’s and Company Market insurers, Zoe has consistently delivered strategic value through leadership in funding, governance, and regulatory initiatives. Her expertise spans operational finance, board-level engagement, and transformational transactions that have shaped the trajectory of the businesses served.